本人代辦破產已有15年.見盡無數不同的案件.唔同的案件,有很多的<事前功夫>要準備妥當. 唔好諗住申請破產,就一定不用還錢.破產管理處會因應你的支出批出你的生活額,你的收入超過生活額,就需要還款....(係唔係一定要還款!?!?...其實都有D辨法....) 搵律師申請破產,唔係唔好.亦都唔需要親自上法庭.但基本上大部份律師係唔會理你需唔需要還錢,而且破產管理處O係頒佈後要處理問題.9成都唔會幫你答覆.(借左D錢去左邊?賣左車D錢去左邊?MPF D錢點解冇散?有半層樓點解要破產?.........)當然亦都唔會幫你跟進<周年收入及取得的財產說明書>. 見盡不同O既人申請<入學<破產,有D帶埋家人黎申請,有D要再申請第2次破產,有幾個已經畢業,重買埋樓..... 敢講本人服務態度係全行內最好,見盡大部份行內人對申請者冷言冷語,冷嘲熱諷.... 肯行出第一步申請,需要好大勇氣.逃避一定唔係最好O既方法.<入學4年>好快就過!!! 如有任何關於呢方面問題,歡迎隨時發問.😁 #破產 #還款
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蕭翠蓮蕭翠蓮 日日係假期 ~ #在晴朗的一天出發 #盧覓雪 #蕭翠蓮 #Serrini
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